CLTIA

Use Restrictions:

• Only single-family homes allowed.
• Height limit of 19 feet; minimum 864 sq. ft. ground floor area.
• No commercial use, livestock, or mobile homes.

Approval Requirements:

• All building plans must be approved by the association’s committee.
• Variances allowed but require approval from the board and neighboring lot owners.

Lot Maintenance:

• Grass must be mowed at least twice per month.
• Association can charge owners for non-compliance.

Nuisance Prevention:

• No offensive or noxious activities allowed.
• No construction materials can be stored without approval.

Infrastructure & Costs:

• Owners share costs for water and road maintenance.
• Utility easements of 10 feet along all lot lines.

Enforcement:

• Violations can be legally challenged by other property owners.
• Invalidating one rule doesn’t affect the rest.

Amendments:

• Can be changed by a majority vote of all lot owners.

clt_covenant.pdf

Purpose: Establishes rules for governance and management of the association.

Applicability: Applies to all property owners, future owners, tenants, and guests.

Common Area: Defines common areas owned/maintained by the association.

Meetings:

• Annual meetings to elect Board of Directors, approve budgets, and discuss assessments.
• Special meetings can be called with 25% owner support.
• Notices required for all meetings.
• Quorum requires 10% of votes.

Board of Directors:

• 9 members, serving one-year terms, no term limits.
• Responsible for maintenance, budgeting, assessments, financial reports.
• Can levy fees, hire contractors, and create rules.
• Limited to contracts under $5,000 without owner approval.

Assessments & Finances:

• Annual budget determines assessments for each lot.
• Special assessments can be imposed for unexpected expenses.
• Failure to pay results in interest (10% annually) and potential legal action.

Amendments: Can be changed by Board majority vote.

clt_bylaws.pdf

Purpose: Establishes the association as a nonprofit corporation under Iowa law.

Mission: Owns, maintains, and manages common areas/utilities for the subdivision.

Nonprofit Status: No profit distribution; no political activities.

Board of Directors:

• 9 initial directors named, responsible for governance.

Membership:

• All lot owners are members.
• Voting rights determined by bylaws.

Amendments: Requires majority board and member vote.

Liability & Indemnification:

• Protects board members from personal liability except in cases of fraud, illegal acts, or willful harm.

clt_articlesofInc.pdf